Credit Tools. March 23, Your License Was Stolen If your physical license is lost or stolen, report the loss to the police at once. Get the appropriate report and keep it in a safe place. Ask their advice on other steps appropriate to your jurisdiction. They will tell you how to replace the license and may offer advice on protecting yourself from fraud. Consider placing a fraud alert or a security freeze on your credit accounts.
A fraud alert requires creditors to verify your identity before issuing credit in your name. A freeze will stop all access to your report, which means that you will have to lift the freeze if you want to apply for credit. Your License Number Was Compromised Digitally If your license number is compromised in a data breach, you will probably be notified by the company or agency whose data was compromised.
They will give you instructions and advice that may help you protect yourself. They may offer you identity theft protection or other services. Inform your state Department of Motor Vehicles that your license number has been compromised. You may end up with a warrant for a ticket incurred by someone else. A thief may use your stolen documents to take out payday loans or other loans in your name. An experienced thief may use the information on your card and other stolen documents to build a profile that can be used for identity theft.
With the information they have, internet searches may give them your place of employment, your home and office phone numbers, and other critical information. Smart Moves. Get your credit scores and reports from all three bureaus instantly. Take Action. You must visit a Social Security Administration office to officially change your name on Social Security documentation, and allow at least one business day after your name change transaction is completed before visiting a BMV branch.
If your date of birth is incorrect on your birth certificate, you should contact the vital records agency in the state or county of your birth. A residential address is the address the BMV requires to validate your permanent place of residency in Indiana. You have to provide two approved documents to establish or update your residential address within 30 days of the address change. You must visit a BMV branch to update your residential address; this cannot be amended online.
Your mailing address is an alternate address you may provide to the BMV for mailing your correspondence — including license plates, renewal reminders, and other communications. You may update your mailing address online at any time by signing into your myBMV account.
To secure your driver's license information—and your identity—follow the steps below. How does your driver's license information wind up in the hands of identity thieves? Your driver's license information may be on file at any number of places: your state's department of motor vehicles, your employer's human resources files, your doctor's office or any other place that's copied it for identification.
If any of these places experiences a theft of their physical or digital records, your information could be stolen. The clearest sign your driver's license credentials are at risk is that you've been notified the information was included in a data breach. If this happens, take the following steps to assess the damage:.
Having your driver's license stolen with your wallet or purse is a slightly different issue. The thief may or may not be interested in stealing your identity: They may be looking for cash, valuables or credit cards they can try using immediately. On the other hand, if they are inclined to steal your identity, a stolen purse may contain a trove of material for a fraudster to work with including your credit cards and health insurance information.
They'll also gain access to your driver's license, which could cause a variety of issues. Here's what you'll need to do immediately. Consider changing the locks on your doors if thieves got your keys in addition to your wallet. If they have your driver's license, they also have your address. If your investigation turns up any signs of identity theft, take immediate steps to address it :. In the modern world, it's nearly impossible to remove all risk of identity theft, but taking steps to protect your data is always a good practice.
Shop safely online and by phone. Be mindful of sharing your personal information, including your driver's license credentials or your license itself as well as credit card information, identifiable information like your Social Security number, bank account information, and any other personal information that may be used to take over your accounts or steal your identity. Often, the best defense against identity theft is early detection.
The faster you can detect, report and halt identity crimes, the less damage they're likely to do. Credit monitoring can help you detect possible identity fraud sooner, and can prevent surprises when you apply for credit. Get daily notifications when updates are detected. The purpose of this question submission tool is to provide general education on credit reporting. The Ask Experian team cannot respond to each question individually.
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